Health Insurance Information

According to the Foreigners and International Protection Law no. 6458, which came into effect on 11 April 2014, application for the student residency in Turkey requires proof of health insurance.

One of the insurance plans indicated below, is acceptable for the residence permit application:  

1. General Health Insurance (GHI)

 Students can apply for the state insurance only once they have attended the residence permit appointment where they will be issued a Turkish Foreign ID number. (The premium is approximately 500 TL per semester)

In order to benefit from the General Health Insurance, students are required to apply in person to the Social Security Directorate in Istanbul (SGK) within 90 days upon official registration at the university. Students are responsible for their own payments of health insurance contributions.

The insurance will be valid until the end of the study. In order to activate the medical insurance, students should go the local health authority with their Foreign ID number (Visit ), passport, 2 photos, Student Identification letter which can be acquired from the Registrar’s Office.

 Students with GHI can benefit from the state hospitals free of charge and from the private hospitals against contribution fees by presenting their foreign ID number. They can buy  the medicines and prescriptions recommended by doctors from any pharmacy against the payment of contribution fee only.

Turkey has health agreements with some countries listed below. Students who are from one of these countries are exempt from paying to General Turkish Health Insurance fee. Please bring the original “Medical Assistance Entitlement Certificate" that are indicated below and submit it personally to the Social Security Directorate in Istanbul with a copy of your passport and student identification letter.  The Social Security Directorate/Center will give a paper in return to keep with you.

Social Security Directorate Istanbul Address:

Istanbul Sosyal Güvenlik Il Müdürlüğünü Purtelas Mah. Meclisi Mebusan Cad. No. 43, 34427, Fındıklı



Agreement Code 


A/T 11, A/T 12, A/T 23


A/TR 3, A/TR3-A, TR/A6

The Netherlands 

N/TUR 106, N/TUR 111, N/TUR 112 


BT.8, BT.10


SE 208-01; 02; 04; 17; 19; 28; 30 FT, SE 208-05; 18 TF, SE 208-06 AFT, SE 208-06 CFT

T. R. N. C. 

K.K.T.C. / T.C. 3, K.K.T.C. / T.C. 5


MC/TR 4, TR/MC 10


R/TR 3


AL/TR 4, AL/TR 10



Czech Republic

CZ/TR 111, CZ/TR 112


L/TR 3

2.  If you have already purchased a health insurance policy in your home country and if your insurance company has a local branch or agent operating in Turkey, your insurance company can certify your existing health insurance policy in Turkish.


 The following statement must be included in your certification in Turkish:

"İşbu poliçe 6/6/2014 tarih ve 9 sayılı İkamet İzni Taleplerinde Yaptırılacak Özel Sağlık Sigortalarına İlişkin Genelge'de belirlenen asgari teminat yapısını kapsamaktadır."

The above statement states that your insurance policy is in compliance with the requirements of the mandate for obtaining a residence permit in Turkey.


 Minimum Policy Content




Contracted Institutions      



*Non- Contracted Institutions




Annual Minimum Limit




Annual Minimum Limit




Outpatient Diagnosis Treatment



2.000. -TL


Insured      : % 40 

Company  : % 60







Insured     : % 40 

Company  : % 60




Inpatient Diagnosis Treatment





Insured    : % 0

Company : % 100







Insured     : % 20

Company  : % 80



*Non- Contracted Institutions: Institutions (hospitals, physicians’ offices, and the other health institutions) do not have an agreement with the insurer. If you cannot obtain this certification you will have to purchase a health insurance while in Turkey from an insurance company that operates in Turkey and provides health insurance policies for non-Turkish citizens. Unless you have fulfilled one of the suggested insurance options, you will not be able to get a residence permit. If you cannot obtain a residence permit during your exchange period you will pay a fine on your way out of Turkey and legal authorities can deport you.


3. Private Health Insurance

Private health insurance policies can be purchased from insurance companies in Istanbul. 

Tax number

In order to buy health insurance, students must have a tax number (vergi numarası). You will be issued a tax number when you go to pay the Residence Permit fee.